Loan Officer

Our client, a growing loans and savings services company providing credit facilities to small and medium-sized businesses and individuals, is hiring a motivated entry-level Loan Officer who is ready to build a career with them

Job Details

• Location: Shasha, Lagos
• Employment Type: Full-time, field-based
• Salary: NGN 80,000 basic per month, plus commission

Responsibilities

• Identify and visit SMEs (traders, artisans, shop owners and small service businesses) in your assigned area and offer the company loan products
• Mobilise deposits from private individuals and grow the savings customer base
• Collect and verify customer information (KYC), and carry out basic business and credit assessments, including field visits
• Prepare loan files and present loan recommendations to management
• Ensure documentation is complete and accurate before loan disbursement
• Monitor repayments, follow up on due and overdue accounts, and support recovery
• Maintain good relationships with customers and keep accurate daily records
• Meet monthly targets for loan disbursement, deposit mobilisation and portfolio quality

Requirements

• National Diploma (ND) in Accounting, Banking and Finance, Business Administration, Marketing or a related field. Candidates from other fields with relevant sales experience may be considered
• 0-1 year of experience in sales, customer service, banking, microfinance or marketing is an advantage (training will be provided as necessary)
• Good communication and negotiation skills, and comfort approaching new customers
• Ability to work in the field, including visiting markets and customer locations
• Honest, disciplined and target-driven, with a high level of integrity in handling customer information and funds
• Basic computer literacy (Excel, Word, mobile apps)
• Ability to speak Yoruba or another local language is an advantage

What We Offer

• NGN 80,000 monthly basic salary
• Commission on loans disbursed
• Training in credit appraisal and portfolio management
• Opportunities for growth within the company
• Transport or phone allowance, as necessary

How to Apply

Fill out the form on the website below. Only shortlisted candidates will be contacted