Relationship Manager - Digital Product

Sage Grey Finance Limited, a Central Bank of Nigeria (CBN) licensed financial services institution integrated into NIBSS and a member of FHAN, is recruiting a Relationship Manager - Digital Product to join its team in Victoria Island, Lagos. The role is responsible for driving the growth, profitability, and market penetration of the company's digital lending, savings, and investment portfolios by originating and managing high-value institutional, retail, and SME relationships across digital channels.

• Digital Lending Growth: Drive adoption and source high-quality customers for digital credit solutions, including personal, salary-backed, payday, public sector, and SME working capital facilities via digital channels and ecosystem partnerships.

• Deposit Mobilization: Design and execute customer acquisition strategies for digital savings, fixed deposits, target savings, and investment products to expand low-cost deposit volumes across retail and corporate segments.

• Credit Analysis & Pipeline Management: Build a robust digital sales funnel, execute preliminary customer credit assessments and due diligence, and collaborate with Credit Risk and Operations to ensure timely disbursement.

• Strategic Partnerships: Build and deepen commercial relationships with corporate aggregators, cooperatives, public sector institutions, and fintech ecosystem players to scale product distribution networks.

• Compliance & Reporting: Enforce strict KYC/AML checks in partnership with Legal and Compliance teams; prepare comprehensive portfolio performance metrics, pipeline analysis, and trend reports for executive management.

• Education: Bachelor’s Degree in Finance, Economics, Business Administration, or a related commercial discipline.

• Experience: 5–7 years of progressive experience in digital banking, credit sales, relationship management, or business development within a structured financial institution.

• Technical Knowledge: Deep understanding of electronic banking products, digital lending platforms, automated credit underwriting processes, and financial analysis.

• Core Competencies: Strong mastery of the Nigerian digital lending landscape, advanced sales pipeline management, exceptional stakeholder presentation skills, and customer retention strategies.