Opticom Finance
Banking, Finance & Insurance
Business Development Officer
About this role
Opticom Finance—a non-bank financial services firm—is recruiting Business Development Officers for its office in Marina, Lagos State on a hybrid work schedule. This role focuses on sourcing and onboarding qualified SME, corporate, and individual loan clients, conducting initial credit risk assessments and business viability checks, structuring loan terms, and maintaining repayment performance targets.
Key Responsibilities-
Client Sourcing & Onboarding: Source and onboard qualified SME, individual, and corporate clients for loan products within the company’s risk framework.
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Credit Screening & Loan Structuring: Conduct initial client screening, evaluate cash flows, assess business viability, and structure loan terms (tenor, interest pricing, and repayment schedules) prior to credit committee submission.
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Disbursement & Portfolio Management: Follow up on approved loans to ensure complete documentation, timely disbursement, and clear client understanding of repayment structures; actively monitor client repayment behavior to maintain low default rates.
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Target Achievement & Market Intelligence: Consistently meet or exceed monthly/quarterly sales and disbursement targets while providing management with market insights on competitor products and lending trends.
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Education: HND or B.Sc. in any relevant discipline.
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Experience: Minimum of 3 years of proven experience in business development, sales, or loan origination within non-bank financial institutions, microfinance banks (MFBs), or commercial lending firms.
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Market Knowledge: Hands-on experience working with SMEs, traders, and corporate clients in the Nigerian market, along with familiarity with basic CBN lending guidelines and regulatory expectations.
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Track Record: Demonstrated ability to consistently meet or exceed loan disbursement and portfolio targets.
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