Sales Executive

Rosabon Financial Services (RFS) Limited—a Central Bank of Nigeria (CBN) licensed non-bank financial institution and member of The Concept Group—is recruiting Sales Executives (Salary Loan / Investment) across five state locations in Nigeria. This target-driven financial sales role focuses on deposit mobilization, salary advance loan origination, creditworthiness evaluation, debt payment structuring, and cross-selling loan and investment products across retail and corporate markets.

• Locations: Abuja (FCT), Lagos, Ogun, Osun, and Oyo States

Key Responsibilities

• Loan Origination & Credit Assessment: Interview applicants, evaluate financial eligibility, review loan documentation, process application files, and determine risk ratios within credit policy limits.

• Deposit Mobilization & Target Achievement: Mobilize cash deposits, promote retail investment plans, cross-sell financial products, and achieve assigned monthly loan/investment quotas.

• Underwriting & ERP Record Keeping: Compute debt payment schedules, log transactions on corporate ERP banking applications, and confer with risk underwriters to resolve application issues.

• Client Relationship & Network Building: Build referral networks across corporate entities, maintain client contact throughout the lending lifecycle, and ensure strict compliance with CBN lending guidelines.

Requirements & Qualifications

• Academic Background: B.Sc. degree in Finance, Economics, Banking, Business Administration, or a related field.

• Technical & System Skills: Familiarity with banking software, core financial ERP platforms, and spreadsheet tools for credit ratio calculations.

• Core Competencies: Credit risk assessment, deposit mobilization, B2C/B2B loan sales, debt payment scheduling, CBN regulatory compliance, and target orientation.