Commercial Relationship Management Officer

Wema Bank Plc is recruiting Commercial Relationship Management Officers (CRMOs) for its Lagos Mainland branches. This commercial banking role drives deposit mobilization, SME and commercial account acquisition, financial statement analysis, collateral risk evaluation, and KYC compliance.

Key Responsibilities

• Sales & Account Acquisition: Execute branch commercial sales strategies to acquire commercial and retail accounts, grow deposit volumes, and cross-sell banking products.

• Risk & Credit Management: Perform prequalification financial assessments, evaluate loan documents, analyze cash flow forecasts, and assess lending risks against bank risk appetite statements.

• KYC & Regulatory Compliance: Enforce strict KYC procedures to mitigate fraud risks and ensure accurate portfolio documentation.

• Relationship Management & Service: Conduct customer visits, handle service recoveries, log customer queries, and consult on portfolio needs.

Requirements & Qualifications

• Core Competencies: Commercial deposit mobilization, credit underwriting, financial statement analysis, KYC policies, and client relationship management.

• Key Attributes: Digital literacy, strategic problem-solving skills, leadership capabilities, and strong verbal/written communication.