Account Officer

Ceviant—a B2B2C financial technology group operating across the UK and Nigeria—is recruiting an Account Officer for its corporate office in Lagos State. Reporting to the Finance Manager, this full-time role manages general ledger accounting, treasury liquidity, loan portfolio accounting, CBN prudential returns, and statutory tax filings (PAYE, WHT, VAT) within a regulated FinTech and credit-lending environment.

• Financial Accounting & General Ledger: Post daily journal entries, manage general ledger reconciliations, maintain fixed asset registers, and assist with month-end/year-end closure routines.

• Treasury & Liquidity Management: Monitor daily cash positions, compute liquidity ratios, prepare bank reconciliations, process fund transfers, and manage fixed deposit investment maturities.

• Loan Portfolio & Credit Accounting: Record loan disbursements and repayments, track accrued interest yields, compute loan provisioning under IFRS 9, and compile credit portfolio performance reports.

• Regulatory Compliance & Tax Administration: Prepare Central Bank of Nigeria (CBN) prudential returns, fulfill AML/CFT compliance reporting, file statutory tax remittances (PAYE, WHT, VAT, Pension), and support audit schedules.

• Academic Credentials: B.Sc. in Accounting, Finance, or Economics + 2–4 years of accounting/treasury experience within FinTech or banking.

• Regulatory Frameworks: Working knowledge of Central Bank of Nigeria (CBN) regulations, Financial Reporting Council (FRC) guidelines, IFRS 9 loan impairment rules, and Nigerian tax laws.

• Software Toolstack: Core banking systems (CBS), FinTech loan engines, ERP software (SAP, Sage, QuickBooks), and MS Excel (advanced modeling and reconciliation).

• Core Competencies: Loan portfolio accounting, bank reconciliation, treasury liquidity management, statutory tax remittance, CBN prudential reporting, and internal controls.