Financial Controller

MIM Finance Company Limited (trading as Money in Minutes or MIM)—a UK-originated FinTech startup providing instant consumer lending, asset finance, and white goods/solar equipment micro-loans—is recruiting a Financial Controller for its head office operations in Lagos State.

Reporting to the Chief Executive Officer and Executive Board, this senior executive finance role leads the firm's controllership function, CBN regulatory and prudential reporting, treasury liquidity oversight, loan portfolio impairment/provisioning accounting (IFRS 9), tax compliance, external audits, and financial governance across the lending startup.

• CBN Regulatory & Prudential Compliance: Own the compilation, validation, and submission of mandatory Central Bank of Nigeria (CBN) returns and regulatory calendars to eliminate compliance exceptions.

• Financial Reporting & IFRS Accounting: Lead monthly management accounting, statutory financial statement preparation under IFRS, variance analysis, rolling forecasts, and board presentation packages.

• Lending Portfolio & Asset Quality Oversight: Oversee loan book accounting, interest income recognition, IFRS 9 impairment/provisioning calculations, collections reconciliation, and product line profitability.

• Treasury, Liquidity & Internal Controls: Direct daily cash flow monitoring, funding requirements, bank reconciliations, expense controls, approval hierarchies, and segregation of duties in a high-growth startup environment.

• Audit & Tax Coordination: Lead statutory external audits, drive swift resolution of audit findings, and manage tax filings (CIT, VAT, WHT, PAYE) with federal and state tax authorities.

• Executive Standing & Credentials: Qualified ACA or ACCA chartered accountant with a minimum of 10 years in accounting/finance and 5 years in a managerial/head-of-finance capacity.

• Regulatory Track Record: Proven hands-on experience handling CBN regulatory frameworks, prudential guidelines, and compliance audits for a CBN-licensed financial institution or FinTech lender.

• Lending Expertise: Solid technical understanding of credit-related finance, loan loss provisioning, yield calculations, and debt recovery accounting.

• Leadership Competencies: High-level strategic advice to the CEO/Board, commercial acumen, ability to establish internal financial controls from scratch, and team building.